2026 Toyota 4Runner: Bristol Pricing & Leasing Guide
Quick Answer: What a 2026 4Runner Costs in Bristol
The 2026 Toyota 4Runner starts at $42,270 MSRP for the SR5 and climbs to $68,600 for the TRD Pro, with a $1,595 destination charge added to every trim. Connecticut sales tax is 6.35 percent, rising to 7.75 percent on passenger vehicles priced over $50,000, which covers every trim except the SR5 once destination is included. An SR5 at its $43,865 sticker carries about $2,785 in sales tax, while a TRD Off-Road at $52,285 carries about $4,050. Title, registration and dealer fees are extra, and Toyota of Bristol's finance team at 1069 Farmington Avenue can quote lease and finance terms for any trim.
MSRP by trim, before anything gets added
Toyota's published starting prices for 2026 run in a fairly steady ladder. The SR5 is $42,270, the TRD Sport is $48,750 and the TRD Sport Premium is $54,110. The TRD Off-Road starts at $50,690 and its Premium sibling at $56,470, while the Limited is $56,900 and the Platinum is $64,360. At the top, the Trailhunter is $68,400 and the TRD Pro is $68,600. Two options move those numbers: part-time or full-time 4WD costs $2,000 on SR5, TRD Sport, TRD Sport Premium and Limited (the other trims already include it), and the i-FORCE MAX hybrid adds $2,800 on TRD Off-Road, TRD Off-Road Premium and Limited, taking those to $53,490, $59,270 and $61,700 respectively. Platinum, Trailhunter and TRD Pro include the hybrid in their base price.
What lands on the out-the-door number
Four items sit between a sticker price and the check you write: the $1,595 destination charge, Connecticut sales tax, title and registration, and any dealer fees. The tax is the one that surprises people, because Connecticut applies two rates. The standard 6.35 percent covers most purchases, but a passenger vehicle sold for more than $50,000 is taxed at 7.75 percent on the full price. Since destination is part of the price, we've counted it in the table below, which shows estimates at MSRP for a selection of trims. Your finance manager confirms the final figure on the deal itself.
| Trim (at MSRP) | MSRP plus destination | Tax rate | Estimated sales tax |
|---|---|---|---|
| SR5, rear-wheel drive | $43,865 | 6.35% | $2,785 |
| SR5, 4WD | $45,865 | 6.35% | $2,912 |
| TRD Sport, rear-wheel drive | $50,345 | 7.75% | $3,902 |
| TRD Off-Road | $52,285 | 7.75% | $4,052 |
| TRD Off-Road, hybrid | $55,085 | 7.75% | $4,269 |
| Limited, rear-wheel drive | $58,495 | 7.75% | $4,533 |
| Platinum | $65,955 | 7.75% | $5,112 |
| TRD Pro | $70,195 | 7.75% | $5,440 |
The jump at the $50,000 line is worth a moment's thought. The rear-drive TRD Sport crosses it by only $345, which turns about $3,200 of tax at the lower rate into roughly $3,900 at the higher one. The SR5 with 4WD, at $45,865, stays well under. A trade-in allowance reduces the amount that gets taxed, so a strong trade matters twice: it lowers the balance you finance and trims the tax bill along with it.
Lease or finance, and how to compare them
Leasing a 4Runner is a reasonable choice for someone who wants a new truck every few years and doesn't want to carry the long-term maintenance and resale question. Buying makes more sense for owners who plan to keep the truck past the loan, put on high mileage, or modify it, which describes a lot of 4Runner owners. Lease payments depend on the vehicle's price, the residual value the lessor assigns, the money factor, the term, the annual mileage and what's due at signing, so a monthly figure quoted without those inputs is a guess rather than an offer. In Connecticut, tax on a lease is generally collected through the monthly payments instead of up front, and the higher rate can apply to vehicles over $50,000, which is another reason to ask the finance office for a full quote.
Current manufacturer and dealer offers change often, so rather than print numbers that could be stale next week, the best sources are the dealership's new-vehicle specials and its finance and lease center, where you can also get pre-qualified or run a payment through the payment calculator. If you have a vehicle to trade, the Kelley Blue Book Instant Cash Offer page gives you a starting number.
What shoppers say about the money side
The finance conversation is where many car purchases lose people, and Toyota of Bristol's reviews return to it often. Benjamin S. wrote, "The price was the price, and the process was straightforward." Michelle S. said her trade-in went further than expected: "I got more than estimated for my trade-in, which made my monthly payments for my new car much more manageable." And Doreen G. noted that "All options for additional warranties were discussed with additional time allowed to consider them."
Frequently asked questions
How much does a Toyota 4Runner cost new?
For 2026, MSRPs run from $42,270 for the SR5 to $68,600 for the TRD Pro before the $1,595 destination charge, taxes, title, registration and dealer fees. Rear-wheel-drive models add $2,000 for 4WD where it's optional, and the hybrid adds $2,800 where it's optional.
Is it a good idea to lease a 4Runner?
It can be, particularly for shoppers who like to move into a new vehicle every few years and drive a predictable number of miles. Buyers who keep their vehicles a long time, tow heavily or plan to customize the truck usually come out ahead by purchasing. The finance team can quote both side by side on the same trim.
How much is a lease payment on a 4Runner?
There isn't one figure, because the payment depends on the trim, term, mileage allowance, down payment and the credit tier of the customer. Ask the finance office at Toyota of Bristol for a written quote on the specific truck and compare it with a purchase of the same vehicle.
Is a 4Runner worth the money?
The case for it is durability and resale. iSeeCars' resale analysis estimates that a 4Runner retains roughly 74 percent of its value after five years, which is a strong figure for a vehicle in this price range. The case against it is that crossover-based SUVs ride more comfortably and use less fuel, so it's worth driving both before deciding.
Is the 4Runner a luxury vehicle?
Not by design. The 4Runner is a truck-based SUV, but the upper trims, especially the Limited and Platinum, add leather, premium audio and driver-assist features that put them in the neighborhood of luxury pricing. Toyota's own luxury brand, Lexus, is a separate dealership.
How do trade-ins affect the tax I pay?
The trade-in allowance reduces the amount of the sale that is taxed, so the same allowance helps twice by lowering the amount financed and the tax owed. The finance manager calculates the final figures when the deal is written up.
Get a real number, not an estimate
Estimates are a starting point, but only a written quote reflects your trim, options, trade and credit. See the 4Runners in stock, call sales at 860-584-7333, or visit 1069 Farmington Avenue in Bristol.
MSRP figures are Toyota's published starting prices for the 2026 4Runner as of October 2026 and exclude the $1,595 destination charge, taxes, title, registration and dealer fees; the dealer sets the final selling price, and the window sticker is the authority on a specific vehicle. Tax figures are estimates at MSRP using the Connecticut rates of 6.35 percent and 7.75 percent for passenger vehicles over $50,000, and the final tax is determined in the transaction; consult the Connecticut Department of Revenue Services or your finance manager for specifics. Lease terms, offers and eligibility vary and are subject to credit approval. Resale information is from iSeeCars. Customer quotes are excerpts from public Google reviews of Toyota of Bristol.
